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Compliance Assistance Resources

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- Health Benefits Advisor

Death of Covered Employee

The death of a covered employee can affect the health coverage available to you and your family. Knowing your options and understanding your rights may prevent a loss of your health coverage due to the death of the covered employee.

Depending on your circumstances, you and your family members may have the opportunity to elect COBRA continuation coverage at group rates from the group health plan under which you were covered prior to the death of the covered employee. You and your family members may also have the right to enroll in a group health plan sponsored by your employer, employee organization (such as a union), or both. There also may be health coverage opportunities available to you outside the group health plan context.

Before making any decisions, you should carefully consider the information on COBRA continuation coverage and any other coverage for which you and your family members may be eligible to determine which one best meets your needs.

Which type of coverage would you like to consider?