Skip to Main Content

For workplace safety and health, please call 800-321-6742; for mine safety and health, please call 800-746-1553; for Job Corps, please call 800-733-5627 and for Wage and Hour, please call 1-866-487-9243 (1 866-4-US-WAGE). This website is currently not being updated due to the suspension of Federal government services. The last update to the site was 10/1/2025. Updates to the site will start again when the Federal government resumes operations.

ERISA Fiduciary Advisor

Based on your response, your plan is covered by ERISA.

Under ERISA, a plan is required to include certain key elements. These include:

  • A written plan document that describes the benefit structure and guides day-to-day operations;
  • A trust fund to hold the plan's assets1;
  • A recordkeeping system to track the flow of monies going to and from the retirement plan; and
  • Documents to provide plan information to employees participating in the plan and to the government.

Continue

Footnote: 1. If a plan is set up through an insurance contract, the contract does not need to be held in trust.

ERISA Fiduciary Advisor / EBSA Home Page