Health Benefits Advisor

Adoption

Depending on the circumstances, you and your family members may have the right to enroll in a group health plan offered through your job or your spouse’s job, even if neither you nor your spouse is presently enrolled in the plan.

Before deciding which coverage best meets your needs, you may want to consider the different kinds of coverage available to you and your family.

Which type of coverage would you like to consider?

• Enrollment in a group health plan offered through my job
• Enrollment in a group health plan offered through my spouse’s job
• Medicaid - Provides government-sponsored health coverage to eligible low-income adults, children, pregnant women, elderly adults and people with disabilities. Medicaid is administered by states, according to federal requirements.
• Children's Health Insurance Program (CHIP) - Provides government-sponsored health coverage to uninsured, eligible children. CHIP is administered by states, according to federal requirements. States have flexibility to design their own program within federal guidelines, so benefits vary by state and by the type of CHIP program.
• Medicare - A Federally funded health benefits program for people aged 65 and over, and for certain people under 65 who are disabled or have permanent kidney failure.
• Other Health Coverage - This category includes coverage from another source such as individually purchased health coverage, coverage through a club or association or any other source not listed above.