Health Benefits Advisor

Information for Persons with Health Coverage Not Obtained through a Job

Although you have health coverage from a source other than a job (such as coverage through membership in an association or a policy purchased directly from an insurance company), certain events may trigger your right to coverage under a group health plan sponsored by an employer, an employee organization (such as a union) or both.

If one of the following events is about to occur or has recently occurred, click that event for an explanation of how you or your family may be eligible to become covered under a group health plan:

• Marriage
• Death of a Covered Employee
• First Job/Re-entering Workforce
• Childbirth or Adoption
• Divorce or Legal Separation
• Changing Jobs