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Health Benefits Advisor for Employers


Excepted Benefits

Benefits that are not considered health coverage (such as accident-only or disability income insurance or workers' compensation), and that are offered separately or are not an integral part of the plan (such as limited-scope dental or vision benefits and long-term care benefits), that are offered separately and not coordinated with benefits under a group health plan (such as coverage for a specific disease and hospital indemnity or some other fixed indemnity), or that are offered as a separate insurance policy and supplemental to Medicare, Armed Forces health care coverage, or group health plan coverage.


Complete Glossary of Terms