U.S. Department of Labor
Health Benefits Advisor for Employers
Plan Coverage Results
Based on your responses, the following health laws under Title I of ERISA appear to apply to your employer sponsored group health plan.
To find out the requirements of that law, please select it:
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Based on your responses, the following health laws under Title I of ERISA do not appear to apply to your employer sponsored group health plan for the listed reason(s).
You indicated that fewer than 2 employees participate in your health plan, therefore your plan is not subject to the health laws listed above. HIPAA requires 2 or more participants who are current employees on the first day of that plan year. Plans that are not subject to HIPAA are also not subject to The Mental Health Parity and Addiction Equity Act (MHPAEA), The Mental Health Parity Act (MHPA) or The Women's Health and Cancer Rights Act (WHCRA). Your State may elect to regulate small groups or individual health arrangements. For more information visit the National Association of Insurance Commissioners (NAIC) website. |
Note: If you would like to review the information provided within this Advisor, you may select that issue
above and it will take you back to that section in the Health Benefits Advisor where you can reread the description and
answer the question again. This Advisor provides general guidance and users are encouraged to review their specific
health plan or health plan options in conjunction with the general information provided. In addition, the Advisor
does not address health benefits offered through Federal, state, or local government plans or church plans.
