elaws - Health Benefits Advisor for Employers

Health Benefits Advisor for Employers

Based on your responses, the following health laws under Title I of ERISA appear to apply to your employer sponsored group health plan.

To find out the requirements of that law, please select it:

Based on your responses, the following health laws under Title I of ERISA do not appear to apply to your employer sponsored group health plan for the listed reason(s).

The Newborns' and Mothers' Health Protection Act (Newborns' Act)

You indicated that your plan does not offer benefits for hospital stays in connection with childbirth.

The Mental Health Parity Act of 1996 (MHPA) and Mental Health Parity and Addiction Equity Act (MHPAEA)

You indicated that you do not employ more than 50 employees.

MHPA requires that an employer have more than 50 employees on business days during the preceding calendar year and employ at least 2 employees on the first day of the plan year. However, your state (NAIC) may elect to regulate small groups or individual health arrangements

The Women's Health and Cancer Rights Act of 1998 (WHCRA)

You indicated that your plan does not offer benefits with respect to a mastectomy.

Note: If you would like to review the information provided within this Advisor, you may select that issue above and it will take you back to that section in the Health Benefits Advisor where you can reread the description and answer the question again. This Advisor provides general guidance and users are encouraged to review their specific health plan or health plan options in conjunction with the general information provided. In addition, the Advisor does not address health benefits offered through Federal, state, or local government plans or church plans.

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